Yes, travel insurance policies have deductibles under most coverage features. Deductibles mean the limit of claim which is not paid by the insurance company. If there is a deductible, claims exceeding the deductible limit would be paid by the insurance provider. The deductible limit can be mentioned as a period of time or as an absolute amount. If it is depicted as a period of time, it means that if the contingency continues beyond the deductible time frame, coverage would be provided. For instance, for baggage delay a deductible of 6 hours is applicable. This means that the baggage delay would be covered only if the delay exceeds 6 hours. In case of absolute deductible amounts, however, claims exceeding the deductible are paid. So, if the deductible limit is USD 1000 and the claim is USD 2000, the policy would pay only USD 1000 while the deductible of USD 1000 would be paid by you.

No, travel plans do not have a maturity benefit. When the policy expires, the policyholder is not entitled to any receivables.

Yes, the policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to a minimum 30 days left for the policy to expire.

Yes, we do cover ambulance charges. We also cover all medical evacuation costs

Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalisation* of the insured/immediate family member due to COVID-19